Debit Cards

Ordering New/Replacement ATM/Debit Card

Citizens Community Bank offers consumer and business debit cards for our customers.  If you would like a new debit card or replacement card printed to begin making transactions immediately, we offer Instant Issuing at our Hahira and North Valdosta locations during lobby hours.  If you are interested in having a new or replacement debit card mailed to you, please visit a Customer Service Representative at any of our locations. For branch information, please visit our Locations page.

Risky ATM Pins

Fraudsters are playing with numbers trying to steal cash from consumers. There are 10,000 possible combinations that the digits 0-9 can be arranged in to create a four-digit PIN, and many cardholders choose some of the most commonly guessed combinations for their PIN. As part of our customer security awareness program, we would like to pass along some simple steps you can take to avoid gambling with your PIN by creating numbers that are less likely to be guessed by data thieves.

  1. Don’t use the most popular password 1234;
  2. Don’t use patterns on a keypad (i.e. straight or diagonal) and avoid repeating numbers (i.e. 1212, 1313, 4444);
  3. Try using odd numbers over even.

Planning a Trip?

If you are planning to leave the great State of Georgia, please notify Operations at (229) 794-3883 with the dates you will be out-of-state. The Operations department will then place an alert on your debit card notifying our Fraud Center not to block your transactions during that time due to unusual out-of-state activity on your account.

Our Fraud Center

Your ATM/Debit card transactions are being monitored 24/7 with an innovative fraud monitoring solution that will help protect your accounts using state-of-the-art intelligence technology and skilled fraud experts. If we detect unusual or suspicious transaction activity on one of your accounts, our fraud specialist will attempt to contact you right away by phone, text, or email. If the fraudulent activity is confirmed by you, we will disable your card immediately. If you aren't available, we will assign your card with a special "watch" status until we are able to establish contact with you. Keep in mind that our Fraud Center uses the telephone numbers we have on file for you. If you have changed or added a telephone number to your household, please notify us immediately.