Business Accounts

All account holders receive free E-statements, notary services, internet banking, and mobile banking. Account holders must sign up to receive E-statements, and once activated, account holders will have access up to 18 months of statements.

Debit cards are available on business checking accounts and can be customized to limit acess differently for each card holder. Business account holders may also take advantage of a variety of cash management solutions including direct deposit and streamlined check processing. For more information about our business banking services, visit our Banking Services page.

Business Checking

This is our traditional business checking account. It is non-interest bearing and carries a monthly service charge. Business Checking account holders receive monthly statements and have the option to enroll for E-Statements.

Business NOW

If you would like to earn interest on a full service checking account, this account will provide you with interest income and requires a smaller minimum balance than a Money Market account. This account is only available to sole proprietorships and tax exempt organizations including IOLTA accounts.


Even businesses can save for unexpected expenses or plan for large expenditures by opening an interest bearing savings account. You may make six (6) transfers from your account per month by check, draft, or similar order. In-bank transfers or withdrawals are unlimited.

Business E-Checking

This is an ideal account for smaller businesses with a low to moderate number of monthly transactions, although any business may qualify. Account holders must sign-up for E-statements as they will not receive paper statements. This account is non-interest bearing and carries minimal fees after the first 100 transactions of each month.

Money Market Account

This interest bearing account allows up to six (6) transfers from your account per month by check, draft, or similar order. In-bank transfers or withdrawals are unlimited.

Certificates of Deposit

In addition to standard savings and money market accounts, Citizens Community Bank offers a range of Certificates of Deposit for customers seeking higher returns on their investments along with guaranteed security.  Our CDs range from 91 days to 5 years, and any of our Customer Service Representatives will be happy to help you find the right one to fit your needs.

Minimum Balance to Open:

91 and 182 Day - $2500.00
12 - 60 Months - $500.00

Interest Rates are based on current market rates at the time of purchase and are fixed until maturity.  Please call us for current available rates.

Interest is compounded at maturity on 91 and 182 day CDs.  It is compounded quarterly on certificates with a maturity of 12 months or greater.

A penalty may be assessed for early withdrawal.