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Citizens Community Bank Launches South Georgia Photography Contest

 Community support and involvement has always been important to the leadership team at Citizens Community Bank.  This year, that love of South Georgia has spurred the creation of the South Georgia Photography Contest.   Hosted by Citizens Community Bank, the contest will recognize the photographers who capture our communities on film and generate a 2013 wall calendar celebrating the beauty of our area.  If you or someone you know has a knack for capturing the beautiful landscapes and buildings of Hahira, Morven, Valdosta, and our other South Georgia towns and cities, we hope you’ll consider submitting your photographs for the contest.  For more information, view our brochure and entry form.

Go Green and Sign-up for E-Statements.  E-Statements are convenient, fast, secure, environmentally friendly, and free.  This is your monthly or quarterly statement provided to you electronically on our secured Internet Banking site.  First, you must sign up for Internet Banking.  Once you are registered you may log in and sign up for E-Statements.

Citizens Community Bank's Nationwide Mortgage Licensing System and Registry ID Numbers

Remote Deposit is our new service available to business customers.  Are you tired of making that daily dash to the bank to deposit your checks?  With Remote Deposit, you can scan and submit your checks electronically from the convenience of your place of business.  Benefits include: convenience, faster clearing, reduced expenses, streamline operations, and peace of mind.  All you need is an Internet connection and a check scanner provided by the bank.

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts:  In accordance with the Dodd-Frank Wall Street Journal Reform and Consumer Protection Act, from December 31, 2010, through December 31, 2012, all funds in "noninterest-bearing transaction accounts" are insured in full by the Federal Deposit Insurance Corporation.  This unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account (or demand deposit account) on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Accounts ("IOLTAs").  It does not include other accounts, such  as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit account.

The temporary full insurance coverage of "noninterest-bearing transaction accounts" expires on December 31, 2012.  After December 31, 2012, funds in noninterest-bearing transaction accounts will be insured under the FDIC's general deposit insurance rules, subject to the Standard Maximum Deposit Insurance Amount of $250,000.

For more information about FDIC insurance coverage of transaction accounts, visit http://www.fdic.gov.

FDIC Electronic Deposit Insurance Estimator (EDIE):  If you have more than $250,000 on deposit in the bank you may have more deposit insurance coverage than you think.  Use the EDIE online to calculate your FDIC insurance coverage. 

 

 

 

 

 

 

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