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Fraud Prevention Tips

Be Cautious!  Following these tips will help protect you against fraud.

  • Carry only necessary information with you.  Leave your social security card and unused credit cards at home in a safe and secure location.
  • Do not provide your social security number unless absolutely necessary.
  • Monitor your accounts frequently using online banking, don't wait to receive a monthly statement.
  • Shredded Paper (© Kristof Creative/stock.xchng)
  • Shred documents containing personal or financial information before discarding.  Most identity theft incidents are a result of mail or garbage thefts.
  • Know your regular billing and statement cycles.  Contact your company's customer's service department if you stop receiving your regular bill or statement.
  • Do not provide personal identifying or financial information on the telephone, through e-mail, or over the Internet unless you know who you are dealing with.
  • Never click on links sent in unsolicited e-mails.
  • Keep your anti-virus and anti-spyware software up-to-date.
  • Shred all financial documents & paperwork before discarding them.
  • Do not use an obvious password, such as birth dates, mother's maiden name, a pet's name, the last four digits of your Social Security number, etc.
  • Review your credit reports at least once a year, looking for suspicious or unknown transactions, accounts, or loans.  Each of the 3 major credit reporting agency provide a free credit report once a year at www.annualcreditreport.com or you can contact each credit bureau at:
  • For Additional Information on Fraud Prevention visit the following links:

  • Identity Theft Resources (http://www.idtheft.gov)
  • FTC Legal Assistance Guide to Help ID Theft Victims ( www.idtheft.gov/probono)
  • Take Charge: Fighting Back Against Identity Theft ( www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.shtm)
  • Don't Be an On-Line Victim:  How to Guard Against Internet Thieves and Electronic Scams (www.fdic.gov/consumers/consumer/guard/index.html)
  • Safe Internet Banking Tips ( >www.fdic.gov/bank/individuals/online/safe.html)
  • How Not to Get Hooked by Phishing Scams ( http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt127.shtm



    For More Information:

    Increasing Online Security

    ATM & Debit Card Scams

    Mobile Banking Security

    Electronic Funds Transfer Protections

    Fraud Prevention

    Online Security for Businesses

    Reporting Suspicious Activity

    CCB Security Policy

    CCB Privacy Policy

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