Banking Hours
Office Hours
Mon - Thurs: 9:00 - 4:00
Fri: 9:00 - 6:00
Drive - In Hours
Mon - Thurs: 8:30 - 5:00
Fri: 8:30 - 6:00
Sat: 9:00 - 12:00
CCB Buzzline
(229) 794-3900
Bookkeeping
(229) 794-3883
Fraud Prevention Information
General Fraud prevention Tips
Be Cautious! Following these tips will help protect you against fraud.
- Carry only necessary information with you. Leave your social security card and unused credit cards at home in a safe and secure location.
- Do not provide your social security number unless absolutely necessary.
- Monitor your accounts frequently using online banking, don't wait to receive a monthly statement.
- Shred document containing personal or financial information before discarding. Most identity theft incidents are a result of mail or garbage thefts.
- Review your credit reports at least once a year, looking for suspicious or unknown transactions. Each of the 3 major credit reporting agency provide a free credit report once a year at www.annualcreditreport.com.
- Know your regular billing and statement cycles. Contact your company's customer's service department if you stop receiving your regular bill or statement.
- Do not provide personal identifying or financial information to callers on the telephone unless you have initiated the call and it is a reputable company.
Computer Related Fraud
Criminals use a variety of scams to obtain personal identifying data (such as account numbers, passwords, PINs, and banking information) to gain unauthorized access financial accounts, for identity theft, or engage in other illegal acts. Email and Web site fraud is often referred to as "phishing", "spoofing", "pharming." It involves a fraudster sending you an email request that appears to be from a legitimate business whom you normally deal. These emails often instruct you to "update" or "validate" your information. In some cases they will even indicate it is to prevent security breaches and identity theft. They will request personal confidential information such as account numbers, passwords, PINs, SSN, and other sensitive information via email or by directing you to a phony web site that lookds like the letitmate business (even down to copied logos). If you comply with the email instructions, you will unknowingly provide the information to a thief. Then the information will be used to transfer money, make payments, open up new accounts - unknown to you, and other illegal acts.
For Additional Information on Fraud Prevention visit the following links:
- Identity Theft Resources (http://www.idtheft.gov)
- Take Charge: Fighting Back Against Identity Theft (www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.shtm)
- Don't Be an On-Line Victim: How to Guard Against Internet Thieves and Electronic Scams (www.fdic.gov/consumers/consumer/guard/index.html)
- Safe Internet Banking Tips (www.fdic.gov/bank/individuals/online/safe.html)
- How Not to Get Hooked by Phishing Scams (http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt127.shtm
Reporting Suspicious or Fraudulent Communications and Transactions
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You should report suspicious activity or email communications to the Federal Trade Commission (FTC). Send the actual email you received to spam@uce.gov. If you believe you've been scammed, file your complaint at www.ftc.gov, then visit the FTC's Identity Theft Web site www.ftc.gov/bcp/edu/microsites/idtheft to learn how to minimize your risk of damage from identity theft.
