CCB Buzzline
(229) 794-3900
Bookkeeping
(229) 794-3883
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CCB Deposit Accounts
Personal Checking Accounts
Let us handle your personal checking needs with one of our convenient personal checking accounts. We offer the following types of accounts to suit every budget and need. We also offer FREE Internet banking, telephone banking, and E-Statements! See one of our friendly Customer Service Representatives today for more information.
Citizens Regular - This account is ideal for the person who will not make a lot of transactions each month. Also, if you keep a high balance, the monthly service fee will be minimal.
Citizens Flat Fee - With Unlimited Check Writing and a set monthly service fee each month, this account is for those that want a convenient and low-maintenance checking account.
Citizens Minimum Balance - There are no fees as long as you keep a $500.00 minimum daily balance with low fees even if you do fall below the minimum balance.
Citizens Silver - To qualify for this account you must be at least 55 years old. This is the perfect account for our Senior Citizens. As long as you do not make over 20 withdrawals per month, there are no fees with no minimum balance.
Citizens Advantage - To qualify for this account you must have $15,000 aggregate balance (all of your accounts combined). This interest bearing account is perfect for those that have other accounts with our bank such as Certificate of Deposits or Savings Account in which the total combined balance of all the accounts is $15,000.00 or more. With free checks and a free Safe Deposit Box, this is our premier checking account.
Citizens NOW - For those that would like to earn interest on their checking account, this account is ideal.
Business Checking Accounts
We offer FREE Internet banking, telephone banking, and E-Statements, as well as Remote Deposit, ACH Originations (Direct Deposit & Billing) and Merchant Card Services.
Citizens Business E-Checking - This is an ideal account for smaller, start-up, and/or home-based businesses that have a low to moderate number of monthly transactions, although any business may qualify. This is a non-interest bearing account. Internet Banking and Electronic Delivery of Statements Required (E-Statements).
Citizens Business Checking - (Non-interest bearing) This is our regular business checking account.
Citizens Business NOW - (Interest Bearing) If you are a sole proprietor, DBA, Non-profit organization, or a government unit, and want to earn interest on a checking account, this is the account for you.
Savings Accounts
We also offer FREE Internet banking, telephone banking, and E-Statements! See one of our friendly Customer Service Representatives today for more information.
Citizens Savings - Whether you are a minor who wants to start saving early or you are an adult who wants to save for that vacation or unexpected expenses, this is the perfect account for people of all ages. You may make six (6) transfers from your account by check, draft, or similar order. (In-bank transfers or withdrawals are unlimited.)
Citizens Money Market - This interest bearing account is available to Busines and Personal Customers. You may make six (6) transfers from your account by check, draft, or similar order. (In-bank transfers or withdrawals are unlimited.)
Certificate of Deposits
Our CD's range from 91 days to 5 years.
- Minimum Balance to Open
- 91 and 182 Day - $2500.00
- 12 - 60 Months - $500.00
- Interest Rates are based on current market rates at the time of purchase and are fixed until maturity. Please call us for current available rates.
- Interest is compounded at maturity on 91 and 182 day CDs. It is compounded quarterly on certificates with a maturity of 12 months or greater.
- A penalty may be assessed for early withdrawal
Individual Retirement Accounts (IRAs)
Our IRA CDs range from 182 days to 5 years.
- Minimum Balance to Open
- 182 Day - $2500.00
- 12 - 60 Months - $500.00
- Interest Rates are based on current market rates at the time of purchase and are fixed until maturity. Please call us for current available rates.
- Interest is compounded at maturity on 182 day CDs. It is compounded quarterly on certificates with a maturity of 12 months or greater.
- After the account is opened, you may not make additional deposits into your account.
- Withdrawals with no penalty may be made after you have reached age 59 1/2. Disbursements may be made by check or credited to another deposit account.
- A penalty may be assessed for early withdrawal.
We also offer an 18-month Variable IRA.
- Minimum Balance to Open - $50.00
- Interest is variable and based on the 6-month T-Bill rate. It changes as frequently as monthly, and is compounded monthly.
- After the account is opened, you may make additional deposits into your account.
- Withdrawals with no penalty may be made after you have reached age 59 1/2. Disbursements may be made by check or credited to another deposit account.
- A penalty may be assessed for early withdrawal.
